Counseling at CFS

Our trained and licensed therapists provide comprehensive counseling and support to people of all ages on a variety of issues. We accept many insurance plans and counseling services are offered on a sliding scale. Therapists can help with many topics including:

major life events like death, divorce, and illness
traumatic experiences and PTSD
marital and family concerns
parenting challenges
sexual abuse
substance abuse and addiction
adoption-related issues
pregnancy and birth counseling
building self-esteem
stress and anxiety
coping strategies
domestic violence
grief and loss
and more!

Where appropriate, our counselors utilize a trauma-informed approach to treating children, adults, and families, as well as other evidence-based models of treatment. We are here to help define the problem and to provide the tools with which people can make a difference in their own lives.

(231) 946-8975   Traverse City
(231) 347-4463   Harbor Springs
Call today to learn more or to schedule an appointment!

When you call, we’ll complete a short intake form with you, discuss insurance and payment options that are available to you, and schedule your first appointment. Contact us with any questions you have.

We partner with Traverse Health Clinic, Community Mental Health, and MDHHS and work with many insurance companies including Medicaid to accept payments for services. New insurance providers are occasionally added. Please talk with us if you’re concerned about paying for counseling or other services. We’re here to help!

ballplayersThe CFS Difference

We are a nonprofit organization, supporting our community for 80 years. We help individuals and families prevent, resolve, or adjust to life’s pressures (personal, professional, medical, economic, psychological, legal, educational, or environmental).

We are here to help!

Our licensed therapists provide counseling to individuals, couples, and families of all ages on a variety of issues. We offer individual counseling, group therapy, couples counseling or couples therapy, family therapy and family counseling, and more. CFS uses the most innovative, effective, and comprehensive therapeutic counseling techniques, ensuring that our clients get the best service possible!

Get in Touch

(231) 946-8975    Traverse City
(231) 347-4463    Harbor Springs  Email

To learn more about Behavioral Health and Counseling at CFS, or to make an appointment with a therapist, please contact us. We’ll complete a short intake over the phone, talk with you about payment options available to you, and schedule your first appointment.  Still have questions? Let us know, we’re here to help!

After hours, contact Third Level for immediate assistance 24 hours a day, 7 days a week at (800) 442-7315.

Frequently Asked Questions

Who needs counseling?

Everyone may benefit from counseling at some point in their lives. Sometimes people need counseling because something traumatic happened to them. Sometimes people need counseling because their emotions interfere with their daily lives. Sometimes people just need someone to talk openly with.

How do I get started?

The first step is contacting CFS to schedule an appointment with a therapist. We will complete a short intake form to gather some basic information, help you check your insurance plan and other available payment options, and assign you to a therapist that best meets your needs.

How long will I see a therapist?

The length of your counseling varies based on your individual needs. Some people only have one counseling session while others have hundreds.

How will I pay for counseling?

We accept many insurance plans including Medicaid. Services are offered on a sliding scale to ensure affordability. Please talk with us if you’re concerned about paying for counseling.

What kinds of things do you help with?

We can help with a variety of issues including depression, trauma, pregnancy, self-esteem, post-traumatic stress, anxiety, family and relationship concerns, parenting, sexual or other abuse, conflict resolution, behavioral and mental health, substance abuse, post-adoption support, grief and loss, and more.

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Trauma occurs when dangerous our traumatic events overwhelm a person’s ability to cope. Some examples include abuse or neglect, violence, witnessing or experiencing sexual abuse, serious accidents, illness, or the loss of a loved one. Traumatic experiences have been linked to poor health outcomes and a reduced quality of life. Our therapists use a trauma-informed approach, when appropriate, to help individuals and families overcome the negative effects of trauma.

The facts on trauma:

  • Over 25% of American youth will experience a serious traumatic event before their 16th birthday.
  • Around 15% of those who had experienced a serious trauma developed Post-Traumatic Stress Disorder (PTSD).
  • Children in foster care are twice as likely to suffer from PTSD than US war veterans.
  • Michigan ranks as one of the lowest states (41 out of 50) in incidences of abuse and neglect.

Source: National Child Traumatic Stress Network,

To learn more about how Adverse Childhood Experiences (ACEs) affect development and health, or to see what your ACE score is, visit

Special thank you to these great organizations for their support of our counseling program:


Petoskey Harbor Springs Area Community Foundation 

Grand Traverse Regional Community Foundation
(Healthy Youth, Healthy Seniors Endowment, Osteopathic Endowment, and Campbell Endowment)

The Art & Mary Schmuckal Foundation